Michael’s looks ahead to 2015, and the timing of a great disruption caused by the massive debt that has been built up. The speed at which Oil & Natural Gas & some other commodities dropped recently is a preview of how fast things can change…..

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(Fixed) Michael’s pick for the most important story of 2014 – and the implications for the year ahead.

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Decades on the rhetoric of welfare state advocates remains unchanged – even in the face of economic and financial reality.

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Today’s politicians seem to expect their kids to pay the bills….. but who will be the adult?

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Today’s politicians seem to expect their kids to pay the bills….. but who will be the adult?

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Even in these challenging times it is a great news story how many businesses donate time, money and volunteers to charitable causes…..

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