Mortgage delinquencies at all commercial banks in the US inched down to 3.14% in the second quarter, the lowest since Q2 2007, according to the Federal Reserve. But after those soothingly low delinquency rates in 2007, something happened. By Q3 2008, the delinquency rate hit 5.2%, and in Q4 2009, it went over 10%, and stayed in the double-digits until Q1 2013. This was the mortgage crisis. And we’re a million miles away from it, thank God. Or are we? CLICK for complete article

Most modern computers, even devices with disk encryption, are vulnerable to a new attack that can steal sensitive data in a matter of minutes, new research says.

In new findings published Wednesday, F-Secure said that none of the existing firmware security measures in every laptop it tested “does a good enough job” of preventing data theft…. CLICK for complete article

Back in the 2016 tax season, there was a spate of fraudulent tax scams that unnerved the entire nation. The IRS reported a massive 400 percent increase in tax fraud, mostly perpetrated by a group of impersonators who used spoof TurboTax online software to steal user credentials through elaborate email phishing schemes.

Well, the tax scam menace has reared its ugly head once again, only this time it’s much bigger, more elaborate and more daring than ever before…. CLICK for complete article

Stocks were virtually flat on Wednesday, as investors took short-term profits off the table following the recent advance. Will the S&P 500 index continue its bull-run above the January record high of 2,872.87? Or is this some short-term topping pattern before a downward reversal?…. CLICK for complete article

One problem that I think every investor has faced at one time or another is one where a particular holding, especially a long time holding, runs into some issues that change the investor’s estimation of the risk of holding shares in that company. This is an issue when the estimation of the risk increases while at the same time the potential for reward does not proportionally increase. For dividend growth investors, this increased risk is often associated with a risk to the dividend…. CLICK for complete article