The improbable success of The Big Short, a scathing and hilarious tutorial on making money during a financial crisis, probably has a lot of people thinking that now might be a good time to start betting against the current bubble(s). 

That’s a well-timed thought because it comes after three long years in which shorting was really, really hard. Why was it hard? Because easy money — at first — floats all boats. When interest rates are low and financing is readily available, even the crappiest companies can pay their bond interest and support their share price with debt-fueled share repurchases. The uniformity of the past few years’ bull market was so extreme that buying the most heavily-shorted stocks — on the assumption that those companies would have access to sufficient capital to support their market value, thus forcing the shorts to cover at ever-higher prices — was a successful and widely-practiced strategy…..continue reading HERE

Vancouver-based fintech company Voleo announced today that it has been selected to participate in Accenture’s FinTech Innovation Lab.

Taking place at Level39 in London between January 6 and April 7, Voleo will work alongside 14 other startups from around the globe with the likes of HSBC, Barclays, Santander, RBS Group, Lloyds Banking Group, Deutsche Bank and JP Morgan.

Each participant will be immersed in the program intended to nurture and progress new technologies for the financial services sector.

….continue reading HERE

“As for stocks in general, the path of least resistance is going to be down. The question is will it be a grinding affair, will we see acceleration at some point, or will there be a bit of a bounce first? All three are possible, but my strongest belief is that any rebound at this point will be minor and eventually we will see real acceleration on the downside. Markets seem to liquidate now even faster than they have in the past, and they always have declined faster than they appreciate. If we look at the way oil and other commodities have been slaughtered, I think that is the recipe for how the stock market might behave as we move forward and the pressures to the downside build.”

….continue reading HERE

2015 brought with it a financial technology movement that has seen incredible developments in how we interact with finance; the way we perceive it, the way we access it, the way we invest it, and the role it plays in our daily lives.

While Voleo continues to work towards removing the barriers traditionally seen in investing, fintech as a whole is propelling towards innovation and collaboration like never before.

So, what does this mean for 2016? As fintech takes bigger steps in evolving the way we manage our money, it moves into the global spotlight and we in turn are going to see exciting disruption on an unprecedented scale. Here are my predictions for fintech in 2016:

….read 1 thru 5 HERE

Monthly time frame:

• The 10 mma has a negative slope
• In addition we know have a lower high and a lower low

We should not rule out that SP 500 has begun a corrective phase that could open the door to a 0.382 retracement of the advance from the 2009 low which would coincide with a test of the Double Top break out (2000 and 2007 highs), I am talking about the range 1574-1553.

.…continue reading HERE